All correspondences relative to any of our products and services, including demand letters, will be sent to you through any of the media listed above. Any and all costs incurred for such authentication shall be for your account. Governing Law. You, on the other hand, agree to authorize us to rely and act on any such communication. EastWest Bank Home Loan. Any request for a copy of the same may be made only within a period of six (6) months and upon payment of a nominal charge. You agree and authorize us to send promotional advertisements of our products and services to you through postal mail, short messaging services, multimedia messaging services, email and other forms of electronic communication. Cash and check deposits will only be credited after our verification. For corporations, associations, clubs and other unincorporated organizations, the written request must be supported by a board resolution. Accordingly, all indemnities/undertakings/representations that are supposed to have been made by the child in respect to these Terms and Conditions will be deemed to have been made by the person of legal age acting as Principal to the deposit account. The introduction, terms and conditions, restrictions, termination or withdrawal, duration and/or change of such programs will be at our sole discretion and you may not compel us to offer any programs to you. Driver’s License, Philippine Passport, Professional Regulation Commission (PRC) I.D., SSS I.D., BIR ID, Integrated Bar of the Philippines I.D., and Unified SSS/GSIS and TIN I.D. Prepaid cards that remain dormant for ten (10) consecutive years shall be escheated in favor of the Treasurer of the Philippines. You can make other service requests and inquiries through EastWest Online Self-Service Facility, such as but not limited to: Card Expiration. equal, successive, staggered, monthly, semi-annually, etc. More commonly known as e-banking, virtual banking and/or online banking, this is a service or facility that allows you to access information pertaining to your bank accounts, conduct financial and non-financial transactions, make deposits, withdrawals and pay bills through the internet or any other electronic means (e.g., Automated Teller Machine or ATM, telephone, mobile phone etc.) No failure, omission, or delay on our part in exercising any of our rights, privileges and remedies shall operate as a waiver thereof. At any given time, you should take every reasonable precaution to maintain the confidentiality and security of your Cards and Access Codes by: Keeping possession of your Cards at all times, Never keeping a written record of your Passwords and PINs. You agree to waive presentment, protest and notice of dishonor on all checks, orders for payment, bills of exchange, promissory notes, securities, notes, electronic debits or credits or any other payment instruments ("Instrument/s") that we receive in any way for discount, deposit, collection or acceptance on your account. We shall notify you of such changes and you shall be deemed duly notified of such changes if we send notice through any of the following means, at our sole discretion: (i) mailed and/or emailed notices (sent to your mailing or email addresses indicated in our records), (ii) notices posted at our branches or (iii) notices in our website. Bank Operations Associate - … You are absolutely and unconditionally liable for the full amount of all activity/ies on your account completed through our Electronic Banking Services resulting from: Your use of your Access Codes or the use of these by any person to whom you have made the Access Codes available, directly or indirectly, knowingly or unknowingly, Your failure to notify us as soon as you become aware that your PIN or password may have been compromised or may have become known to someone else or your Card has been lost, stolen or misused, An entry error or a fraudulent transaction made through our Electronic Banking Service. Funds Transfer. Upon the death of a co-accountholder, the withdrawal or release of the funds in the joint account shall be subject to applicable Philippine laws, regulations and orders of courts of competent jurisdiction. East West Bank. ), in the amount and for the tenor indicated in the installment application form or installment sales slip. The minimum balance required and the rules and rates of service/dormancy charges will be subject to change from time to time with prior notice to you and will be posted in a conspicuous place in our branches or in our website. We shall be entitled to disclose any information regarding the account to your beneficiary(ies). If you need help, please contact Customer Support. We have existing agreements with our correspondent banks and card networks (e.g. These Terms and Conditions shall form part of the specific terms and conditions of EastWest Bank's individual products and services and such other rules and regulations governing your account/s with the Bank and shall be applicable to any future account that you may open with us. Redemptions will be subject to transaction fees, as we determine and as determined by the international network through which the transaction was coursed. Note: 1st year Annual Membership Fee waiver applies to new-to-bank cardholders only. Checks will be accepted on a collection basis only and may be withdrawn only after the prescribed clearing period under the existing BSP / PCHC or international clearing house rules and regulations, as applicable. During the period from the opening of the account until the submission of requisite documents or closure of the account, we may, at our discretion, decline any transactions on the account. No modification or waiver of any provision or consent by the Bank shall be effective unless the same is reduced to writing. In case a Manager's check, certified check, cashier's check or similar instrument issued by us is lost, stolen or destroyed, you shall execute an Affidavit of Loss by Purchaser/Payee detailing the incident and provide us with an indemnity agreement or an acceptable indemnity bond before we issue a replacement check or a refund of the amount on the check to protect us from any liability that may arise from the lost, stolen or destroyed check. Should your available funds be insufficient, the transaction will be declined. Should the available funds in your concerned account be insufficient to cover for this cost, we reserve the right to debit the amount from any bank account that you maintain with us at any other time. You shall keep us and our officers and employees free and harmless from all liabilities, claims and demands of whatever kind in connection with or arising from: (a) the closing of account/s; (b) the dishonor of any check/s thereunder which may be presented to us after the closing of the account/s; and/or (c) the reporting of the closure of account/s and the reason/s thereof to the BAP or to any central monitoring entity or body established by the BAP. Electronic Communications. EastWest is regulated by Bangko Sentral ng Pilipinas with email address at consumeraffairs@bsp.gov.ph Checking Accounts. You will also receive 10% off at the Upperhouse Spa, Star Lounge, House Brew Cafe, or the Plenary for … SPO cancellation requests may also be coursed through our Call Center, internet banking or any other electronic channel upon availability, subject to our defined SPO cancellation procedures per channel. In the absence of the latter, we may opt to either freeze the account until all co-account holders arrive at common instructions or deliver the proceeds of the account to the appropriate court in an action for interpleader to resolve your respective claims thereat. If they are inactive ( no client-initiated transactions ) for one ( 1 ).... – here is a guide on how to apply for the Card shall be. Or be purchased at a discount the East West Bank Mobile banking requires... Large and includes several key lines information and documents Card networks ( e.g charges due on these.! As payments made the following day to provide information as we may impose and from. 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